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With You Every Step of the Way

With a credit card from First PREMIER Bank, you can start your journey to building your credit.1

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First PREMIER Bank Mastercard Credit Card

A Card Created For You, So You Can Build Credit1

Discover what millions of our cardholders already know — we believe in helping good people build credit. The First PREMIER® Bank Mastercard® Credit Card has great benefits and valuable tools for those who’d like to make financial progress.


available credit when you need it



from an unsecured or secured credit card to meet your credit needs



pricing that’s upfront and easy to understand



on decades of experience and the security of Mastercard

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With First PREMIER on Your Side, the Future Is Bright

What are your dreams for the future? Chances are, credit plays some part in your goals. That’s where we come in. Improving your credit history can help you achieve your dreams.1 That’s why our cards offer:

  • Manageable credit limits with increases available2
  • An opportunity to build your credit history1
  • Regular reporting to the major Consumer Reporting Agencies (credit bureaus)

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Your Second Chance is Secured

Woman selecting flowers in outdoor market First PREMIER Bank Secured Credit Card

If life has thrown you a financial curveball, it can seem overwhelming. As you start rebuilding, it may be difficult to get approved for credit products like cards or loans. Since 1989, we’ve been helping folks with less-than-perfect credit get back on their feet. Our First PREMIER Bank Secured Credit Card gives you the opportunity to get the second chance you deserve with:

  • No credit history required to apply
  • A refundable security deposit3
  • The chance to access a higher credit line2

The Tools to Help You Succeed

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First PREMIER provides useful knowledge and tools to help you manage your credit with confidence. We are more than a credit card issuer — we are your partner and are here to support your success. You can take advantage of:

  • 24/7 online account access
  • Automatic payment reminders
  • Free FICO® credit score
  • Paperless statements
  • Text or email alerts for purchase limits, PIN changes, and more

By Your Side, Wherever You Go

Easily manage your First PREMIER Credit Card on-the-go with our mobile app. You can view recent transactions, and make payments or changes to your account right from your mobile device. Download it from the Apple App Store or Google Play Store.

PREMIER Credit Card mobile app

Customer-first Care and Support

As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands our customers’ needs. Based in the United States and available six days a week, our friendly customer service associates are ready and able to help you get the answers you need quickly.


Our customers have given us:


satisfaction rating

4.5 Average Star Rating

4.5/5 star rating

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Customer Feedback

4.5 Average Star Rating

4.5/5 average rating

"I have had so much success rebuilding my credit with First PREMIER on my side!"
Geraldine Q. - Nevada
5 Star Rating
"It's the perfect card to start to rebuild your credit. I really like the ease of the app to pay my bill and view account activity."
Julie R. - California
5 Star Rating
"Great service, always there to listen to the customer and to help go above and beyond!"
Liliana G. - Texas
5 Star Rating
"I love the ease of use, the app is amazing, the customer service is incredible. I am very happy I chose this card."
Michelle M. - Nevada
5 Star Rating


  1. Build credit by keeping your balance low and paying all your bills on time every month.
  2. Credit limit increase eligibility upon request, after you've been with us for 13 months and have kept your account in good standing (on-time payments and staying within the credit limit).
  3. A refundable security deposit means you get your money back if you have a zero balance and the account is closed.